Previous Next Posted by admin on August 8, 2026 Blog 0 Comments How Much Home Can You Afford? Complete this Home Affordability & Mortgage Readiness Form to help estimate your purchasing power and monthly housing budget. 1. Your Information First Name Last Name Email Address Phone Number Preferred Contact Method Select Phone Text Email Are you purchasing with another borrower? Select Yes No Not Sure Yet 2. Home Buying Plans When would you like to purchase? Select Immediately Within 30–60 Days Within 3–6 Months Within 6–12 Months More Than 12 Months Just Exploring Are you a first-time homebuyer? Select Yes No Have you already been pre-approved? Select Yes No In Process Preferred City / Area / ZIP Code Property Type Select Single-Family Home Townhome Condominium New Construction Luxury Home Investment Property Multi-Family Property Other 3. Household Income Borrower Gross Monthly Income ($) Co-Borrower Gross Monthly Income ($) Other Monthly Income ($) Total Monthly Income Total Annual Income 4. Employment Employment Status Select W-2 Employee Self-Employed Business Owner 1099 / Independent Contractor Retired Military Other Years in Current Profession / Line of Work 5. Monthly Debt Obligations Car Loan / Lease ($) Credit Card Minimum Payments ($) Student Loans ($) Personal Loans ($) Existing Mortgage(s) ($) Child Support / Alimony ($) Other Monthly Debt ($) Total Monthly Debt 6. Down Payment & Available Funds Funds Available Toward Home Purchase ($) Preferred Down Payment 3% 3.5% 5% 10% 15% 20% Source of Funds Select Checking / Savings Investment Account Gift Funds Sale of Current Home Retirement Funds Down Payment Assistance Other Not Sure 7. Credit Profile Estimated Credit Score Select 760+ 720–759 680–719 640–679 620–639 Below 620 I Don’t Know 8. Monthly Housing Budget Comfortable Monthly Housing Payment ($) Your total housing payment may include principal, interest, property taxes, homeowners insurance, mortgage insurance, HOA fees and other applicable housing costs. 9. Financing Preference Which financing option interests you most? Select Conventional Loan FHA Loan VA Loan USDA Loan First-Time Homebuyer Program Down Payment Assistance Jumbo Loan Foreign National Loan Investment Property Financing Bank Statement Loan Cash Purchase Not Sure — Help Me Choose 10. Current Housing Current Housing Status Select Rent Own Live With Family Other Current Monthly Housing Payment ($) Do you need to sell your current home before purchasing? Select Yes No Not Sure 11. Home Buying Goals What is most important to you? Select Lowest Possible Monthly Payment Lowest Down Payment Maximum Purchasing Power Best Available Interest Rate Down Payment Assistance New Construction Luxury Property Investment Opportunity Building Equity Moving Quickly Tell Us More About Your Home-Buying Plans Your Preliminary Affordability Estimate Total Monthly Income: $0 Total Monthly Debt: $0 Estimated Maximum Housing Budget: $0/month Estimated Home Price Range: $0 This is a preliminary educational estimate only. Actual affordability and loan eligibility must be determined by a licensed mortgage professional. 12. Request Your Personalized Home Affordability Review I would like a personalized home affordability consultation. Send me homes that match my estimated price range. Send me information about financing and down payment assistance. Best Time to Contact Me Select Morning Afternoon Evening I consent to being contacted regarding my real estate inquiry. This form is intended for general real estate planning and educational purposes only. It is not a mortgage application, prequalification, pre-approval, loan approval, or commitment to lend. Actual loan eligibility is determined by a licensed mortgage lender based on income, employment, assets, credit, debt-to-income ratio, property information, loan program requirements, and underwriting guidelines. Do not submit Social Security numbers, bank account numbers, passwords, or other highly sensitive financial information through this form. CALCULATE MY HOME-BUYING POWER