Posted by admin on August 8, 2026 Blog 0 Comments e as the buyer enters information. HOME AFFORDABILITY CALCULATOR How Much Home Can You Afford? Enter your income, monthly debts, down payment, interest rate, taxes and other housing expenses to receive an estimated home-buying affordability calculation. 1. Buyer Information First Name Last Name Email Address Phone Number Preferred City / Area / ZIP Code 2. Income Borrower Gross Monthly Income Co-Borrower Gross Monthly Income Other Qualifying Monthly Income Total Monthly Income Total Annual Income 3. Monthly Debt Payments Enter required monthly payments, not total account balances. Car Loan / Lease Credit Card Minimum Payments Student Loan Payments Personal Loans Existing Mortgage / Housing Debt Child Support / Alimony Other Monthly Debt Total Monthly Debt 4. Down Payment Available Funds for Down Payment Down Payment Percentage 3% 3.5% 5% 10% 15% 20% 25% 5. Mortgage Assumptions Estimated Interest Rate Loan Term 30 Years 20 Years 15 Years Estimated Annual Property Tax Rate Estimated Annual Homeowners Insurance Monthly HOA Fee Estimated Monthly Mortgage Insurance / PMI 6. Buyer Profile Estimated Credit Score Select 760+ 720–759 680–719 640–679 620–639 Below 620 I Don’t Know Loan Type of Interest Not Sure — Help Me Choose Conventional FHA VA USDA Jumbo First-Time Homebuyer Program Down Payment Assistance Foreign National Investment Property Loan CALCULATE MY HOME-BUYING POWER YOUR HOME AFFORDABILITY RESULTS Preliminary Home-Buying Power Estimate ESTIMATED HOME PRICE $0 Monthly Gross Income $0 Monthly Debt $0 Estimated Housing Budget $0 Estimated Loan Amount $0 Down Payment $0 Principal & Interest $0 Property Taxes $0 Homeowners Insurance $0 Mortgage Insurance / PMI $0 HOA $0 ESTIMATED TOTAL MONTHLY HOUSING PAYMENT $0 / month Debt-to-Income Information Current debt-to-income ratio: 0% Estimated total DTI after housing: 0% Ready to Start Your Home Search? Request a personalized home affordability review and receive available properties that match your estimated purchasing power. I would like a personalized home-buying consultation. Send me homes within my estimated price range. I would like information about mortgage and down payment options. I consent to being contacted regarding my real estate inquiry. REQUEST MY PERSONALIZED HOME AFFORDABILITY REVIEW Important Disclosure: This calculator provides a preliminary estimate for educational and real estate planning purposes only. It does not constitute a mortgage application, mortgage prequalification, pre-approval, loan approval, appraisal, or commitment to lend. Actual affordability, interest rates, mortgage payments, property taxes, insurance, mortgage insurance, closing costs and loan eligibility may vary. A licensed mortgage professional must determine actual loan eligibility based on verified income, employment, assets, debts, credit history, property information and applicable underwriting requirements. Do not enter Social Security numbers, bank account numbers, passwords or other highly sensitive information into this form. Equal Housing Opportunity